Nothing pending. When Jarvis wants to act in the ask-first zone, it surfaces here for one-tap approval.
For accounts that can't connect via Plaid (e.g. the RBC WestJet MC): download the transactions CSV from online banking each month and drop it here. Re-uploading the same file is safe — duplicates are ignored.
Where each merchant is filed. ⌁ Bill — you must pay it; shows on Upcoming Bills. ◌ Subscription — you choose to pay it and could cancel; shows on Subscriptions. ⊘ Not recurring — a one-off or a pattern that won't repeat; shows on neither card and is left out of the cash forecast. Pick a different option to move a merchant, or ✕ to clear the verdict and let the detector decide fresh.
Learned merchant → category mappings (created whenever you categorize a transaction). Delete a rule to stop it applying to new imports.